American Ratings Inc

About Us Who We Are American IRS® (Information Rating Services) credit rating agency which is brand of American Ratings Inc Through American IRS® accurate data on credit rating would be provided to clients which would help them in making better business decisions. Services American IRS® provides client with Business A-I-R-S Number™ , Individual A-I-R-S Number™, Covid-19 Bulk Supplier Verification, Website &a; Email Seal and lastly Credit Repot Our Vision Create socio – economic impact by enabling the global financial ecosystem. Be benchmark for innovation and disruption in credit rating industry vertical. Global brand for international level supplier vouching. To be the most preferred rating company worldwide.

TransUnion

TransUnion is a provider of customer credit reporting, portfolio management and marketing services for businesses.

Nordigen

Nordigen is a Latvia-based open banking data platform that offers solutions such as personal finance management and cash flow monitoring for individuals and businesses.

Nova Credit

Nova Credit helps you access credit in the U.S. by translating your international credit score into a U.S.-equivalent credit score. This translated score is made available to U.S. financial institutions so you can apply for credit cards, loans, housing and more without having to build a U.S. credit score from scratch. Founded by newcomers, the company has a diverse team from around the globe who are creating a world beyond borders to help newcomers arrive and thrive.

SavvyMoney

SavvyMoney is a financial firm that provides credit information services for bank and credit union.

Credit Kudos

Credit Kudos is an England-based open banking platform that offers data-driven insights and scores on loan applications for lenders.

Trust Science

Accurately predict creditworthiness of borrowers. B2B Fintech SaaS. A decision system/platform delivering scores in real-time about loan applicants. Superior to old, multi-Billion$ bureaus like Equifax, TransUnion, Experian, FICO &a; LexisNexis/RELX. Very predictive--but not limited to--scoring subprime consumers (uncover the "Invisible Primes".) 40+ patents granted across 13 countries, including US, China, Japan, Israel &a; Brazil, with proven barrier-to-entry (offensive value) in US Federal infringement action...and with another 40 more patents pending which will also cover more countries. Compliant with all relevant laws &a; regulations e.g. FCRA &a; ECOA in the U.S., PIPEDA in Canada. Early/embryonic market development in Africa and Central America. Future, adjacent vertical will be fit-for-purpose scores for the Insurance underwriting sector...i.e. in the &s;Expand&s; phase of a strategy to "Land &a; Expand"

Naborly

Naborly is a Canada-based SaaS platform that provides solutions such as tenant screening, financial analysis and ID verification for real estate agents and property managers.

Destacame

Destacame is a Chile-based fintech platform that provides solutions such as bill payment, credit reporting and insurance for individuals.

Akiba

Akiba Digital is a data and technology company that provides financial intelligence solutions. Our vision is to to unlock financial opportunities for consumers, businesses and society using alternative data.

roaring.io

We create automated solutions that simplifies your daily business processes, enabling you to work smarter and stay competitive.

Kreditz

Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine (ACE). By using ACE, Kreditz is able to fine-tune the transaction data (from any AISP-data aggregator) to make it understandable and usable in valid functional products such as income verification, credit scoring, KYC and many more. The products are available both by API or by an integration-free Web portal. Kreditz serves industries such as consumer- &a; SME-lending, money transfer, auditing, gambling/betting, insurance and more throughout the Nordic countries.

Finclude

Finclude develops a unique pan-European credit scoring system that allows businesses to assess consumers in a universal way based on their transactional behavior, regardless if they have a credit history or not.

Datapo.com

We show the following: transactions (contracts, purchases, tenders); loans, mortgages, debts; properties (real estate, cars, airplanes, patents, trademarks etc.); licenses, permits; representatives (shareholders, directors, etc.).

MK Decision

MK Decision is an Arizona-based financial technology company that offers solutions such as digital account opening and loan origination for community financial institutions.

Fundfina

Fundfina help small businesses grow by providing access to affordable financial services on an open and secure marketplace platform and data. We have an advanced and open platform enabled by big-data enabled risk engine and API based integrations. Our initial focus is on micro &a; small enterprise working capital, embedded retailer financing and cash flow risk indices.

Maroon.ai

Maroon is a predictive analytics platform that provides marketing intelligence to B2B companies.

Zingo

Zingo is an Oregon-based fintech platform that provides rent reporting, credit score monitoring and related solutions for individuals and businesses.

Peachscore

A global system that uses data intelligently to assist and assess early-stage businesses to plan, launch, manage and grow.

Big Data Scoring

Big Data Scoring (BDS) is the leading big data based credit scoring solutions provider globally. The company’s unique selling point lies in the ability to collect 5,000-15,000 additional data points per each consumer from a wide variety of alternative data sources that have so far been ignored by lenders. Combination of such data with more traditional data sources allows building the most accurate scorecards on the market. This allows lenders to operate in the thin file segments as well as increase credit approval rates and better manage credit quality. Delivered over 0.7 billion scores, specially for unbanked people and SME granting access to their first loan to millions of people. At BDS we help the world´s unbanked population to break the poverty vice cycle through enriched AI, allowing them to gain access to a first fair funding. We are proud of having a 100% success rate in enriching hundreds of thin file predictive models for banking, online lenders, telco industry, etc. in Asia, Africa, Europe, America with no exception. We hold unique tools and technology to raise descriptive &a; behavioral data from every person in the planet.

TaxAct

TaxAct is an Iowa-based SaaS platform that offers solutions such as tax preparation and E-filing for individuals and businesses

Bayport Credit Union

Bayport Credit Union provides loans, mortgages, lending, insurance planning and wealth management services for individuals and businesses.

Aperidata

AperiData is an FCA authorised credit bureau and Open Banking Account Information Service Provider (AISP) that uses financial data to transform credit scoring. Through connections to the UK&s;s largest banks, we use the power of Open Banking to make credit assessments better, faster and fairer for consumers and financial institutions alike. We go beyond traditional credit scoring, providing a comprehensive real time view of a consumer&s;s creditworthiness and through the immense depth of data, we are revolutionising credit scoring and lending processes that power instant, responsible, and ethical credit decisions. What sets us apart is our decades of global experience in the world of credit risk management and data analytics, providing us with an in-depth understanding of client needs, as well as an unparalleled insight into the best services and processes that can be derived from the Open Banking initiative. This experience is embedded in not only our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement the right solution for every client. To find out more about AperiData visit our website.

Equifax Canada

Equifax Canada provides credit bureau and information reports for businesses, businesses, including the financial sector. Equifax Canada is owned by Equifax.

FinScore INC

FinScore is an alternative credit scoring company that is powered by telco data and advanced analytics. Our credit scoring models and platform and fraud detection solutions help financial institutions reduce defaults, increase approval rates and combat fraud, while simultaneously empower more than 60 MILLION individuals achieve better financial inclusion through tapping non-traditional identity attributes. Our mobile data credit scoring in the Philippines allows institutions to offer better services to existing customers, attract new ones, and approach untapped market segments. Through our Telco Scoring model, in parternship with leading telecom providers, we provide insights based on 400+ variables, including call patterns, transactions, social circle, location, loyalty, and profile. As of May 2020, more than 2,300,000 successful credit scores have been delivered to Philippines-based financial institutions - p2p lenders, consumer lenders, commercial &a; digital banks, rural and thrift banks, credit bureaus, making the company the leading alternative data credit scoring provider in the country. Awarded as 2020 Fintech Startup of Year by The Asset Triple A Awards

700Credit

700Credit is a reporting agency that provides credit reporting and compliance solutions to automotive dealerships.

Lobster Money

Ellisphere

Ellisphere provides credit risk analysis and management solution for financial departments, trading and purchasing companies.

iValidate

CRIF High Mark

CRIF High Mark provides services for borrower segments from retail, agri, rural, MSME/commercial and microfinance sectors.

Kaoun

Kaoun is a software platform for financial inclusion that aims to transform financial systems through sustainable solutions. Their financial services are through electronic identification, payment, and credit-related services.

Webster First

Jefferson Financial Credit Union

JFFCU is a Louisiana-based member-owned not-for-profit financial organization that provides banking, lending, and related services for individuals.

KIBAN

Fintech tools for everyone. From small businesses to large companies, use financial technology for your processes. All the tools to build processes for origination, onboarding, compliance, reconciliation, financial health, payments...

Bhfcu

BHFCU is a South Dakota based financial cooperative that provides financial solutions such as loans, investment, savings, credit and debit cards and online banking in the U.S.

CreditMonk

CreditMonk A super dedicated team including tech and support moderators who love the fact that they will make it way easier for people to do business. And a bigger team of shared resources to ensure They have access to the best support, advice and scalability that They have no doubt They will soon need.

San Francisco Federal Credit Union

San Francisco Federal Credit Union offers personal loans, online banking, insurance and investment services for individuals and businesses.

Self-Help Credit Union

RateShop.ca

RateShop Inc. is a provider of mortgages through banks, trust companies and credit unions alike. We deal with all types of credits and incomes to get you the lowest mortgage rates in Ontario. Based out of Mississauga, we have over 40 lenders working with us to ensure the best suited mortgages for you. Primary residence, first time purchase, switch and refinance at the lowest fixed rate and variable rate mortgage. RateShop Inc. specializes in providing quick approvals at the best rates. We offer all terms and amortization options, insured, uninsured and insurable mortgages are available. We are dedicated to getting you the best deal by comparing multiple lenders and options. Each file is assigned to one of our salaried underwriters in real time, knowledgeable in hundreds of products through dozens of lenders. Our staff will know how to structure your file and with which lender to get will qualify. Our streamlined underwriting process identifies the type of file and a team starts working on the file once a completed application is received. If credit or income based qualification is ever an issue, we always have a backup option. As a volume brokerage, our lenders may offer us exceptions not commonly available through others in the industry. With the qualification criteria tightening, RateShop Inc. is the brokerage to trust with your mortgage request.

Info Credit Group

Infocredit Group has been a leading provider of commercial and credit information for over 48 years and offers high-quality flexible solutions, ranging from Credit Risk Management to Regulatory Compliance, Debt Recovery &a; Call Centre Services, Training, Corporate Governance and Consulting. With a focus on the global shift towards transparency, Infocredit Group aims to empower businesses by enabling critical trade and credit decisions, and protects them from precarious scenarios and risky transactions. Its constantly expanding client portfolio comprises of companies in sectors including Banking, Telecommunications, Audit and Legal Services, Forex, Retail and Wholesale Trade as well as Credit Insurance. The company maintains an extensive network of strategic alliances with reputable companies and associations such as LexisNexis Risk Solutions, VinciWorks, ICSA: The Governance Institute, the Cyprus Chamber of Commerce and Industry (CCCI) etc., extending across five continents including Europe, the Middle East, Africa, Americas and the Caribbean and Asia Pacific, granting it access to countless resources. Infocredit Group has developed an interactive and multi-functional global platform, InfocreditWorld, focused towards international business information requirements, which allows its clients to purchase credit information products online. With a substantial presence in the Middle East through its affiliate ICG Middle East Commercial Services DMCC (ICG MECOS), Infocredit Group provides access to high-value intelligence, securing its position as a market leader and trusted specialist in AML and Risk Management solutions.

United 1st CU

Credit360 Credit Repair

Credit360 is a leading credit repair company. Credit360 was established to assist individuals to restore their personal credit and to offer a complete line of business credit solutions. Credit360 is a financial services firm specializing in credit restoration and business consulting services.

Unitedcu, Org

CSH Solutions

CSH is a community-based nonprofit organization that provides professional development, financial support and housing services.

Accusearch

Credit Hydra

Credithydra is a protocol to launch decentralized credit bureau that will replace centralized bureaus like Equifax and make every person their own credit bureau. The decentralization transfers the data ownership to individual owners eliminating data hacking headache. It also allows companies and countries to launch new credit bureaus with in weeks rather than decades.

PaymentReport

PaymentReport provides aggregation, verification, and reporting of consumer rental payment data to credit bureaus. Tenants use the platform to report rent payments with the lease payment history, lease start date, and current monthly rental payment information reported to major credit bureaus to build credit history. Property managers and landlords use the platform to provide rental payment reporting for tenants, manage lease documents, and track the lease payment history.

Commercialacceptance

Credit Strong

Credit Strong is a division of Austin Capital Bank, a 5-star rated independent community bank and member of the FDIC. We have grown to be one of the preeminent community banks in Central Texas and a national leader in responsible financial services innovation.

Riverland Federal Credit Union

RiverLand Federal Credit Union is a financial service company. It is on the belief that financial services can be provided economically, without sacrificing service or quality, and that every member is significant. They strive to provide unparalleled member service in all of the financial services they provide, at the lowest cost possible because to them. It offers services like savings and checking, loans and credit cards, mortgages and home equity, e-services, and more.

AODFCU

Crevance

Aventa Credit Union

Greenvilleheritage

VerumView

VerumView is an alternative credit bureau that goes beyond data and actually verifies who sits at the keyboard. VerumView provides a revolutionary and proprietary real time, API-based KYC service which allows increasing accept rates and revenues, while mitigating both fraud and credit risk.

The Polish National Credit Union

Biuro Informacji Kredytowej S.A.

Fergusonfcu

Secny

Broncofcu

Premium Credit Bureau

CSO Financial

Credit Union Acceptance Company

Firstflorida

PCB

Unibell Financial

MFI Credit Solutions

Dpl-Federal Credit Union

Mcdowell Cornerstone Credit Union

Alaska Air Group Credit Union

EUROSOLVENT

Kit Federal Credit Union

CreditDriver

CreditDriver is a Florida-based SaaS platform that provides solutions such as credit reporting and compliance for automotive dealers and lenders.

Ccbinet

CCB provides accounts receivable collections services.

Horizons North Credit Union

Alatrust Credit Union

Whitewater Community Credit Union

Acclaim Fcu

Artesian City Federal CU

Credit Bureau Collections

Credit Bureau Asia Limited

CBA is a Singapore-based company that provides credit and risk information solutions for businesses.

EasyMoney

FirstCentral Credit Bureau

Sligo Credit Union

Alhambra Credit Union

United Credit Bureau

Grand Trunk Battle Creek Employees Federal Credit Union

Health Advantage Credit Union

South Atlantic Federal Credit Union

Credit Oman

Credit Oman offers trade credit insurance products such as trade credit insurance policy, multi-buyer trade credit insurance policy, small to medium-sized enterprise policy, payment insurance policy, extended credit insurance policy, documentary credit insurance policy, and more.

CoastLife Credit Union

CoastLife Credit Union is Helping to navigate members financial journeys through education, guidance, and personal connections.

DCUC

Equitable Federal Credit Union

Platinum Credit Services

Platinum Credit Services provides mortgage lenders with a full suite of credit-reporting services. The firm supports industries like mortgage, real estate, tax professional, attorney, auto dealer, and other industries.

HCFCU

DataCheck

Credit Bureau Of Lewiston-clarkston

DM Analytics

DM Analytics provides direct mail marketing services for the consumer finance industry. It distinguishes itself by using cutting-edge analytic techniques such as ensemble modeling, and in-database analytic platforms. It offers services like data acquisition from credit bureaus, design of creative for mailers, statistical modeling for response rate and credit risk, and more.

Creditinfo Iceland

Creditinfo is the leading supplier of financial and media information. their offers the company defaulting debtors database, individual reports, Reg. of companies, Reg. of enterprises, involvements, subsidiaries, and affiliates. shareholders, financial statements, credit reports, payment behavior, CIP-score (risk assessment), owned vehicles, owned real estate, portfolio analysis.

​Credit Brilliance Services

Tuskegee Federal Credit Union

Landlord Credit Bureau

Founded in 2012, Landlord Credit Bureau’s mission is to improve the businesses and lives of landlords, property managers and tenants. Frustrated by their own experiences, the founders knew the dynamic between landlords and tenants needed to improve. Today, Landlord Credit Bureau is focused on increasing revenue for landlords, rewarding responsible tenants and reducing risk for both. Landlord Credit Bureau’s powerful reporting platform empowers landlords to motivate and reward responsible tenant behaviour. Tenants are able to build a positive Rental Record while using their largest monthly expense to build credit. The signature Tenant Database paired with persuasive features like monthly credit reporting help responsible tenants stand out and improve their credit. Less desirable behaviour such as late payments, debts owed, or property damages can now be reported to ensure accountability. Established by a retired RCMP officer who specialized in fraud prevention and a former corporate lawyer turned technology entrepreneur, Landlord Credit Bureau complies with, and in several instances has worked to exceed, the protection requirements under governing legislation. Landlord Credit Bureau operates a Reporting Agency in Canada and the US, helping both landlords and tenants prosper.

Avant Consulting

FCIB

Caja Popular San Jose de Tlajomulco

BoostMyScore

BoostMyScore adds positive credit tradeline history to your credit report to help you get a second chance at a better financial life. As the pioneer of the tradeline piggybacking industry since 2007, BoostMyScore continues to be the leading provider of fast credit score boosting services. We use a technique referred to as "credit piggybacking" or "tradelines for sale". Based in Denver, CO, the company was founded in order to help people quickly and easily boost their credit scores. BMS has a long record of successfully assisting over 100,000 clients from across the country to improve credit scores fast.

Scott Associates Credit Union

Associated Mortgage Investors

Professional Police Officers Credit Unions

Icreditinc

VCCU

Vision Credit Repair

2O2O Analytics

2O2O Analytics works with raw data extracted from core and integrates this data into business intelligence platforms to understand portfolio behavior. They provide credit scores, automobile and real estate values, including superior mortgages on junior liens. They also help credit unions evaluate their current cardholders to optimize credit limits.

The Auto Providers

BG101

The Credit Handler

Western Collection Bureau

DTR

KUE Federal Credit Union

Canonical Credit

Using blockchain technology, we’re creating a decentralized, secure, and accurate repository of credit data which gives users control of their credit data and compensates them with a native utility token, Canon Token

Credit Score Restore

Usecuweb

Payroll On The Go

InternationalCreditReports.com

Delta Credit Restoration

Credit Restoration Institute

ChinaWTO.com

Credit Security Group®

Harmony Federal Credit Union

Pompano Beach City Employees Credit Union

Bettercreditguaranteed

Edisoncu

Community Plus Federal Credit Union

Pocket Money Finance

IHK Lahn-Dill

Caribbeancreditbureau

Business Credit Information Pvt Limited

Tonawanda Community Federal Credit Union

Chen-Del-O Federal Credit Union

Dehli Inkasso

CreditReport.com

Ccsroanoke

National Police Credit Union

Data Bureau

Janela Credito

Policemen's Federal

Credimpresa

Holston Methodist Federal Cu