Sustema

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City: Zürich

State: Zurich

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Country: Switzerland

Commercial insurance underwriters understand that corporate behaviour has a major impact on the risks a company is willing to take. However, corporate behaviour is not measured by underwriters from client supplied asset data or from personal client relationships – it is inferred. And with no consistent means to compare client behaviour, a combination of inconsistent client selection and capacity allocation can significantly reduce portfolio performance. Our solution: Corporate behavioural risk quantified. Sustema analyses corporate behaviour using publicly available data. By measuring the actions companies take and analysing their impact on stakeholders, Sustema enables insurers to measure management behaviour consistently, objectively and at scale. We cover over 17,000 companies worldwide across all industries. Sustema Behavioural Analytics Service (BASE™) enables insurers to reduce exposure to corporate behavioural risk and significantly increase profitability with a secure and intuitive cloud-based service. Sustema BASE™ enhances an insurer&s;s existing underwriting processes. By building upon current underwriting guidelines, Sustema BASE™ enhances client targeting, accelerates underwriting, and provides consistent capacity guidance for new and existing clients − significantly improving underwriting performance.

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